High Risk Auto
A high risk auto insurance policy is the type of coverage that is provided to drivers who do not have a favorable driving record and claims history.
Determining High Risk
Insurance Executives Brokers & Consultants in Mississauga, ON have developed “Fresh Start” which will help rehabilitate a high risk driver and get them back into the regular market as soon as possible.
A driver who has accumulated a large number of speeding tickets and other traffic violations may require a high risk auto insurance policy. Even more damaging to a person’s driving record is charges that are related to driving while intoxicated by alcohol or drugs. A history of auto accidents is also taken into consideration, no matter how minor those accidents may be. All of these things can be used to determine your high risk auto insurance premium.
In most situations, if you only have a single violation on your record, you will not be required to purchase high risk auto insurance. However, if you have a speeding ticket on your record, you may need to pay a higher premium. Drivers in the high risk category typically have repeated violations on their record.
Coverage Is Available
If you fall into the category of high risk driver, you may think that quality insurance is just too expensive. However, going without any coverage at all is quite a gamble. A single accident could cost you hundreds or thousands of dollars in damage, especially if there is personal injury to another motorist. In the Province of Ontario, driving without insurance is against law and will result in a major conviction and a penalty of up to $5,000.00.
Insurance Executive Brokers & Consultants can offer you the most competitive coverage and premiums. These brokers work with revolutionary and financially stable insurance providers. This means that they are able to offer you the best value and coverage options.
Just because you are a high risk driver, it does not mean that you do not deserve the same level of service and professional advice as a non high risk driver. Insurance Executive Brokers & Consultants specializes in high risk car insurance and will help you with a plan that meets your needs.
Insurance Executive Brokers & Consultants will take the time to listen to you with care and compassion in order to fully understand your auto insurance needs. You can rest assured that your broker will go above and beyond to make sure that those needs are met appropriately.
Click on the quote request button now to find out more about the affordable and flexible high risk auto insurance options that are available to you. Do not feel discouraged, friendly and knowledgeable brokers are here to help you with the right auto insurance policy that will put your mind at ease.