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Ontario Condo Insurance

As a condominium owner, you have many benefits but you are also exposed to unique risks. Unlike a single-family homeowner, you have a number of policies in force between your personal insurance and the Condo Corporation insurance. You need to make sure that this insurance overlaps so as not to let risk seep through the seams.

Because there are various policies in place, you need to make sure that you don’t overpay for unneeded insurance–already covered by the Condo Corporation Insurance–and that you have extra liability insurance where the Condo Corporation insurance stops.  Understanding your Standard Condo Unit By-laws is very important.

Condo insurance is like a suit that needs to be individually tailored: if it’s too big then you overpay for what you don’t need and if it’s too small then you may expose yourself to lawsuits.

Ontario Condo insurance is available at reasonable rates to anyone who owns property in a development with joint property ownership. It is distinct from homeowner insurance because it works in conjunction with your association’s insurance policy.

Here are two reasons to act now!

It is important for your protection to have your condominium insurance in place before any claims are made–not just from you but also from anyone else on the condominium property.
We can provide you with a no-risk quote within a day. Just fill out this short form to get an inexpensive policy that will protect you and your home.

We offer more than just a policy

See what we can do for you!