You’ve got to have it—now what?
You’re required by law to carry auto insurance. So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or an independently owned insurance broker like us.
If all insurance is alike, what difference does it make where you get your coverage—just shop around for the best price, right?
There is a Difference
At Insurance Executives Brokers & Consultants Inc. we’ve seen our share of accidents. But out of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you think you’re bargaining for.
Because while most insurance products are similar in price and overall function, insurance providers are very different when it comes to structuring a policy that actually covers you.
(For example: making sure you have the right liability coverage in case you hurt someone else; or making sure you have the proper Accident Benefits coverage if you or your family are injured in a car accident; or whether you want access to a rental car while your car is in the shop.)
We always look for ways to protect you better by understanding your unique needs. Our goal is simple: providing you with the right coverage at the best price. At renewal time we will let you know if there is a better option for you and help you make a smooth transition.
What auto insurance covers—and what’s optional…
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:
- Liability – in case you are found at fault
- Accident Benefits – which will provide you and your family with medical coverage for injuries sustained in a car accident
- Collision – in the event of your car is damaged by a collision
- Comprehensive – if your car is damaged by anything other than collision
- Direct Compensation – covers damage to your vehicle when you are not at fault for the accident
- Uninsured Motorists – covers damage to your vehicle when the third party has no auto insurance
Other Endorsements include but not limited to:
- Family Protection Endorsement
- Accident Waiver
- Waiver of Depreciation
- Loss of Use
- Liability for Damage to Non-Owned Vehicles
- Minor Conviction Protection
The Insurance Executives Brokers & Consultants Inc. Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …
… While most insurance products are similar in price and function, insurance companies are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy.
Click on the quote request button now and let the Insurance Advisors at Insurance Executives Brokers & Consultants Inc. help you design a policy that protects the things you care about most.